Sales Distribution

Career Agency Sales Group

Our Career Agency Sales Group operates 11 agencies in Pennsylvania, Maryland, South Carolina and West Virginia serving middle-market consumers in these and surrounding states. Their goal is to make a difference in this market by building a strong local presence in their communities, and creating long-term relationships built on trust and understanding.

The Career Agency Sales Group meets customers’ needs with products and services that respond to their ever-changing lives. Our market consists of a number of segments – young families just starting out, first-time homeowners, established families planning for retirement, retirees looking to pass assets on to the next generation, small-business owners offering employee voluntary benefits, and many more. Our products serve the wide-ranging needs of this market and include term and whole life insurance, final expense protection, universal life insurance and wealth transfer products as well as other protection products through our brokerage.

Baltimore Life is strongly committed to developing our career agents. We believe that in order for our business to grow, our people must grow. We accomplish this through our industry-leading training programs, leadership tools, marketing support and incentives.

Independent Sales Division

Baltimore Life’s Independent Sales Division works with agents and marketing organizations in 49 states and the District of Columbia. These organizations provide us with valuable experience, industry expertise and market knowledge. In return, Baltimore Life provides support, services and products that help ensure our mutual success. Our range of product offerings include participating whole life, level term life, simplified issue senior life and mortgage term insurance. We also serve the wealth transfer market with single premium whole life and our innovative Generation Legacy^™ product.

Our Independent Marketing Organizations’ ability to develop strong relationships with clients is the key to both their success and ours. To help make this happen, we offer extensive support, including:

• A competitive product portfolio and an electronic application and automated underwriting process (INSpeed^®)
• A full-service agent Web site, Web-based training and live webinars
• High-touch agent services including phone access to underwriters, new business support, and referred leads
• Competitive compensation paid twice a week and luxury incentive trips